About Us
Cash flow gets tight when a tax bill lands, a supplier discount window opens, or a project runs long and banks move slowly or say no. We arrange second mortgage business loans in Auckland using your property equity to access short term funding for working capital, bridging a purchase, clearing arrears, or finishing a build.
We work in Auckland every day and we know how to read your trading story and the value in your real estate. We look beyond a credit score and can accept residential or commercial security with realistic loan to value ratio settings, and in strong cases we can consider total lending up to about ninety percent when your documents are complete and correct.
You get quick answers, flexible loan structures, and straight talk that keeps your plans moving without guesswork. We pick up the phone, keep you updated, and do what we say.
We take residential or commercial property as security, not rural land or lifestyle blocks, and we lend from twenty thousand dollars to five hundred thousand dollars with loan size linked to business trading history from six months for smaller loans up to five years for the maximum amount, and we expect at least twenty thousand dollars in monthly turnover with credit scores reviewed in context and equity required. We outline application, valuation, legal and other costs in the loan agreement, we can set repayments weekly or fortnightly or monthly, and we settle once valuation and legal work are complete.
Talk with us about second mortgage business loans Auckland today. Call or send your figures for a quick quote and we’ll confirm what you can borrow and the steps to settle.
Fast Approvals - $20k to $500k