About Us
Cash flow gets tight and most of your funding sits behind a first mortgage. We arrange second mortgage business loans in Auckland secured against residential or commercial property to unlock fast working capital, bridge to refinance or sale, and fund urgent projects.
Our local team knows property secured business lending and the quirks of trading in Auckland. We look at the whole picture and structure behind your first mortgage the right way, then move quickly while staying careful with valuations, legal work, and consent.
You get a fast decision within twenty four working hours when your paperwork is complete and total lending may reach about ninety percent loan to value ratio in strong cases with flexible repayments that fit your cash flow. We accept residential or commercial property as security, price each deal on risk which is higher than bank lending, and we set out application, valuation, legal, and other costs in the loan agreement with early repayment allowed under the contract.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that is higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
Talk with us about second mortgage business loans in Auckland today and see what your property equity can do for your business. Call or message to start a quick review and get a quote from our team.
Fast Approvals - $20k to $500k
