About Us
Waiting on a bank decision can stall a purchase, a refit, or payroll. We fund second mortgage business loans in Auckland with fast decisions and short term structures that keep your plans on track using your available property equity.
We are local to Auckland and we know how to read your numbers, your equity, and your timeline. Our team has strong experience with property secured lending and we stay practical, fast, and clear from first call to settlement.
You get clear answers within 24 working hours once we have complete and correct documents, flexible repayment choices including interest only or principal and interest, the option to capitalise interest when that fits cash flow, and early repayment allowed subject to your contract. We accept residential or commercial security in Auckland but not rural or lifestyle blocks, we can consider total lending up to about 90 percent loan to value ratio in strong cases, and we set out all costs in the loan agreement so you know the full picture.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk to Auckland Second Mortgage Business Loans about second mortgage business loans in Auckland and get a clear path to funds. Call us or send your recent bank statements, profit and loss, and property details and we’ll come back with a fast quote and a settlement plan.
Fast Approvals - $20k to $500k
