About Us
Cash flow gets tight while the bank takes too long or says no, and payroll or a tax bill or a custom made stock buy won’t wait. We arrange second mortgage business loans in Auckland with short term property secured funding and a clear plan to get you funded fast and out on time.
Our team has deep experience in property backed business lending in Auckland and we look at the whole picture rather than a score alone. You get clear terms, fast indicative decisions within 24 working hours when documents are complete, and a real plan for how the loan is repaid or refinanced without drama.
You get fast indicative decisions within twenty four working hours once we’ve complete and correct documents, loan sizes from twenty thousand dollars to five hundred thousand dollars, and terms from three to twenty four months with most seconds running six to twelve months and extension options when your plan is on track. We consider total lending up to about ninety percent loan to value ratio in strong cases, often higher than bank limits, we accept residential or commercial security but not rural or lifestyle property, we weigh monthly turnover and time in business from six months for smaller loans up to five years for the maximum, and we don’t rely on a credit score alone.
We fund $20,000 to $500,000 for 3 to 24 months, with most second mortgage loans running 6 to 12 months as short-term or transitional funding with risk based pricing that’s higher than bank lending. We assess real trading history and equity with a minimum monthly turnover of $20,000 and time in business that grows with the loan size from six months at the low end to five years at the top, and we support weekly, fortnightly, or monthly repayments.
Talk with Auckland Second Mortgage Business Loans today about second mortgage business loans Auckland and get a clear plan, a firm timeline, and a practical exit strategy. Call or send a message to start the job or get a quote, and we will tell you exactly what documents we need to get you an indicative answer fast.
Fast Approvals - $20k to $500k
