About Us
Cash flow stalls or a time limited opportunity can hit when your bank is slow or at its limit in Auckland. We use second mortgage business loans to access equity in your residential or commercial property with short term funding, fast decisions, and a simple path handled by Auckland Second Mortgage Business Loans.
Our team has deep experience structuring short term property secured funding that sits behind your first mortgage. We expect at least $20,000 in monthly turnover and a trading history that grows with the loan size, we know the Auckland market, we look at your equity, trading strength, and exit plan not just a score, and we can give an indicative decision within 24 working hours when documents are complete.
You get flexible repayment weekly, fortnightly, or monthly with the choice to capitalise interest when that helps cash flow, and early repayment is allowed under your contract. In strong cases we may reach a total loan to value ratio of about ninety percent across all lending while we tell you application, valuation, and legal costs before you sign and stay reachable after settlement.
We take residential or commercial property as security, not rural land or lifestyle blocks, and we lend from twenty thousand dollars to five hundred thousand dollars with loan size linked to business trading history from six months for smaller loans up to five years for the maximum amount, and we expect at least twenty thousand dollars in monthly turnover with credit scores reviewed in context and equity required. We outline application, valuation, legal and other costs in the loan agreement, we can set repayments weekly or fortnightly or monthly, and we settle once valuation and legal work are complete.
Talk with our Auckland team about second mortgage business loans Auckland and get a clear quote and time frame today. Message us at Auckland Second Mortgage Business Loans and we will map the loan size, term, and repayment plan so you can move on your plan.
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