About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Auckland. We solve it with second mortgage business loans that unlock equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
We are a local team at Auckland Second Mortgage Business Loans and we look at the whole picture, not just a score, with indicative decisions inside 24 working hours when your documents are complete and correct. Common snags are missing bank statements, overstated property value, or a thin exit strategy, and those can slow settlement, raise costs, or stop a deal.
You get straight answers, a clear pathway, and an indicative decision within twenty-four working hours when documents are complete. We look beyond a credit score and can fund up to about ninety per cent total loan-to-value in strong cases with flexible terms, interest-only or principal and interest options, and the ability to add interest to the loan in some cases.
Our services cover second mortgage business loans, short term bridging against equity, capitalised interest when cash is tight, and repayment options that are interest only or principal and interest on a weekly, fortnightly, or monthly cycle, with early repayment allowed under the contract and all application, valuation, legal, and other costs set out in your loan agreement. Common mistakes in Auckland include picking a term that doesn’t match the exit, guessing the first mortgage balance, overlooking total loan to value ratio and needed equity, sending incomplete documents that delay approval, or trying to use property we cannot secure, and these missteps can trigger higher costs, default charges, a rushed refinance, or even a forced sale.
Talk to us today about second mortgage business loans in Auckland and let us price a deal that fits your exit plan. Call or message to start or to get a quote from our team and we’ll confirm what security and documents are needed.
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