About Us
Cash is tied up in property while bills and growth cannot wait in Auckland. Auckland Second Mortgage Business Loans solves that with second mortgage business loans secured against your property for working capital, bridging to a refinance or sale, tax arrears, stock, equipment, or renovations, with fast decisions and a clear exit plan.
Our team has real experience with property secured business funding and tricky second positions. We read messy numbers, work with your first mortgage lender, and keep the process tight, because mistakes like thin documents, no exit plan, or inflated values can stall or sink a deal, drive up costs, or even put your property at risk.
You get workable loan sizes from twenty thousand dollars to five hundred thousand dollars tied to your trading history, short terms from three to twenty four months with six to twelve months common for a second, and repayment choices that include interest only or principal and interest with weekly, fortnightly, or monthly schedules and in some cases capitalised interest. Pricing is risk based and higher than bank lending because this is short term property secured money, this is transitional funding rather than long term finance, we accept residential or commercial security but not rural or lifestyle blocks, we look at real turnover and equity rather than just a credit score, and we expect at least twenty thousand dollars in monthly turnover with minimum trading history that starts at six months for smaller loans and reaches five years for the top amount.
Second mortgage business loans through us cover working capital, bridging to refinance or sale, stock buys, urgent repairs, and tax catch up when timing matters. We secure against residential or commercial property in Auckland and not rural or lifestyle blocks, we can structure interest only or principal and interest with weekly, fortnightly, or monthly repayments, and we can give an indicative decision within 24 working hours when documents are complete and correct.
Talk to our Auckland team about second mortgage business loans today. Call Auckland Second Mortgage Business Loans or send us your numbers to get a quick quote and straight advice.
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